ZIP 52047 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 52047 (Clayton County, Iowa) lands at 15/100 — low on DLRadar's public-record scoring. Structurally it carries 34/100, against 3/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (83/100)). The sharpest non-environmental signals are structural risk (34/100), institutional ownership (19/100), construction/permit lag (17/100). On the quiet end sit construction/permit lag (17/100) and mortgage stress (10/100).

The peak-phase market in 52047 posted values that rose 2.5% over the year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Home values center near $95,800, an affordability ratio of 2.1× — accessible. The vacancy rate is 5.0%. Population is roughly 697 with a median age of 22. Around 22% of renters are cost-burdened. The ZIP holds roughly 223 housing units. The poverty rate is 48.4% — high, a tax-stress and distress correlate. The tenure split is 85% owner-occupied to 15% rented. About 8% have a four-year degree. The demographic-stress sub-score lands at 32/100. Median household income is $47,917, below the U.S. median near $78,000.

Net-net, 52047 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 52047 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 52047 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 52047 can be compared directly against any other ZIP in Clayton County, Iowa or nationwide. Where the public record is thin for 52047, the field stays empty rather than modeled, and fills in as new documents post.

Behind 52047's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 52047 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.