ZIP 52157 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 52157 (Clayton County, Iowa) at a low 15/100 for overall property distress. On the structural side it scores 34/100, with 3/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (83/100)). What sets it apart are the readings on structural risk (34/100), institutional ownership (19/100), construction/permit lag (17/100). construction/permit lag (17/100) and mortgage stress (10/100) stay muted.

Prices here sit in a peak phase: values rose 2.5% over the trailing year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,379 residents call 52157 home, typically aged 55. Owners hold 72% of homes, renters 28%. The typical home is worth about $193,500 (2.9× income, relatively affordable). There are about 878 housing units across 52157. Vacancy runs 16.4%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 52157 scores 30/100. Rent burden reaches 42% of tenant households. Educational attainment sits at 18% bachelor's-or-above. 12.2% of residents fall below the poverty threshold. Households earn a median $56,875 — below the roughly $78,000 national figure.

Net-net, 52157 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 52157's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 52157 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 52157's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 52157 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.