ZIP 52049 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 52049 in Clayton County, Iowa comes in at 15, a low composite-distress reading. Structural exposure scores 34 and live distress 3 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (83/100)). Leading the profile are structural risk (34/100), institutional ownership (19/100), construction/permit lag (17/100). On the quiet end sit construction/permit lag (17/100) and mortgage stress (10/100).

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 11% lower over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 86% of homes, renters 14%. There are about 754 housing units across 52049. 7.6% of residents fall below the poverty threshold. Educational attainment sits at 20% bachelor's-or-above. About 1,336 people live here, median age 44. The demographic-stress sub-score lands at 29/100. The typical home is worth about $170,800 (2.4× income, relatively affordable). Median household income is $68,750, near the U.S. median near $78,000. The vacancy rate is 16.4% — elevated. Around 59% of renters are cost-burdened.

Net-net, 52049 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 52049's 15/100 can be lined up against any neighbor in Clayton County, Iowa or any ZIP coast to coast. 52049 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 15/100 for 52049 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 52049 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.