ZIP 52044 Foreclosure, Tax-Lien & Distress Report

ZIP 52044's composite property-distress score is 15/100 - DLRadar classes that as low for Clayton County, Iowa. What sets it apart are the readings on structural risk (34/100), institutional ownership (19/100), construction/permit lag (17/100). On the quiet end sit construction/permit lag (17/100) and mortgage stress (10/100). Environmental exposure also runs high (flood (NFIP) exposure (83/100)). Latent structural risk is 34/100 while live distress already moving reads 3/100.

Prices here sit in a peak phase: values rose 2.5% over the trailing year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 93% of homes, renters 7%. Roughly 33.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 282 with a median age of 47. Median household income is $73,500, near the U.S. median near $78,000. A median home runs $97,000 here. Educational attainment sits at 13% bachelor's-or-above. There are about 106 housing units across 52044. DLRadar's demographic-stress index for the area reads 36/100. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 52044 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 52044 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 52044 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 52044, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 15/100 figure for 52044 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 52044 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.