ZIP 52044 Property Distress & Foreclosure Data

Composite property distress in 52044 (Clayton County, Iowa) lands at 13/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (31/100), institutional ownership (19/100), mortgage stress (10/100). By contrast, mortgage stress (10/100) and construction/permit lag (3/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100). The latent-versus-live split is 31/100 structural and 3/100 already moving.

The market reads expansion — home values rose 5.4% year on year (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 93% owner-occupied to 7% rented. Roughly 33.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 282 people live here, median age 47. Households earn a median $73,500 — near the roughly $78,000 national figure. A median home runs $97,000 here. About 13% have a four-year degree. The ZIP holds roughly 106 housing units. On demographic stress specifically, 52044 scores 36/100. The vacancy rate is 17.4% — elevated.

Net-net, 52044 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.