Clayton County, IA: Foreclosures, Tax Liens & Distressed Properties

Clayton County, IA, Iowa: 24 ZIP codes scored, Clayton County, IA averaging 14/100 (minimal, Clayton, IA), from 11 to 21. Clayton County, IA is in its peak phase (Clayton, IA confidence 28/100): Clayton, IA home prices up 2.5% (Clayton, IA) over twelve months. Clayton County, IA lender headwind: 75/100.

Highest-scoring Clayton County, IA ZIPs: 52073 (21/100), 52053 (20/100), 52050 (19/100), 52035 (16/100), 52042 (15/100), 52076 (15/100). Also scored in Clayton County, IA: 52043, 52044, 52047, 52048, 52049, 52052, 52066, 52072, 52077, 52157.

Across Clayton County, IA's scored ZIPs: median home value $160,022, household income $66,472, 12.9% vacancy, 13.8% poverty, 81% owner-occupied, median age 46.5.

Clayton County, IA insurance distress 21/100 (#2,106 in the US); FEMA hazard 0/100 for Clayton, IA; 2 Clayton, IA NFIP flood claims, $19K paid; Clayton, IA construction distress 27/100.

8 banks with 14 branches lend in Clayton County, IA; Clayton, IA weighted bank stress 66/100, highest 78/100 in Clayton, IA.

Clayton County, IA unemployment 3.6% (Clayton, IA -1.5 pts, six months); 56 new housing units permitted in Clayton County, IA over twelve months, Clayton, IA up 24% from 45; Clayton, IA home prices +10.6% a year (Clayton, IA) over three years.

8,796 housing units in Clayton County, IA; 1,734 Clayton, IA renter households; 39% of Clayton, IA renters spend 30%+ of income on rent, 20% (Clayton, IA) half or more.

Clayton County, IA ranks #2,521 nationally on the opportunity index (Clayton, IA, among all ranked counties); Clayton, IA scores 25.8/100 and Clayton, IA sits #66 inside Iowa. Clayton, IA is in the weak opportunity phase; Clayton, IA's primary driver is vacancy, Clayton, IA second driver bank institutional; Clayton, IA moved down 491 places. 1 short-sale listings across Clayton, IA; 33 days on market observed in Clayton, IA; 13.1% vacancy over 24 Clayton, IA ZIPs.

No CFPB county sample covers Clayton County, IA. The non-metro area reading for Clayton, IA: 0.7% ninety-plus days late; Clayton, IA's thirty-to-eighty-nine share is 2.1% (Clayton, IA, December 2025 data); Iowa overall 0.9%.

Clayton County, IA has 7 watched banks; 7 Clayton, IA banks sit in an elevated band. Clayton, IA footprints: Central State Bank (3 branches, stress 56) in Clayton, IA; Farmers Savings Bank (2 branches, stress 75) in Clayton, IA; Community Savings Bank (2 branches, stress 74) in Clayton, IA.

HUD lists 1 assisted multifamily property in Clayton County, IA with 11 units; 10 Clayton, IA units are assisted, 1 Clayton, IA properties under project-based Section 8.

1,287 of the 8,796 housing units in Clayton, IA sit vacant. Clayton County, IA permitted 0 multifamily units in twelve months; Clayton, IA's one-to-four unit structures added 56 units in Clayton County, IA.