ZIP 52048 Property Distress & Foreclosure Data

DLRadar grades ZIP 52048 (Clayton County, Iowa) at a minimal 13/100 for overall property distress. Property-level stress concentrates in structural risk (31/100), institutional ownership (19/100), mortgage stress (10/100). On the quiet end sit mortgage stress (10/100) and construction/permit lag (3/100). Environmental exposure also runs high (flood (NFIP) exposure (83/100)). The latent-versus-live split is 31/100 structural and 3/100 already moving.

The expansion-phase market in 52048 posted values that rose 5.4% over the year (phase confidence 28/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $64,375, median income runs below typical U.S. levels. The typical home is worth about $65,800 (1.3× income, relatively affordable). Around 8% of adults hold a bachelor's degree or higher. The vacancy rate is 3.6%. The poverty rate is 11.5%. The demographic-stress sub-score lands at 23/100. Around 33% of renters are cost-burdened. 82% of housing is owner-occupied. The ZIP holds roughly 95 housing units. Population is roughly 243 with a median age of 49.

On balance 52048 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.