ZIP 52042 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 52042 (Clayton County, Iowa) returns a low composite of 15/100. Its standout signals are structural risk (36/100), construction/permit lag (20/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). Environmental exposure also runs high (flood (NFIP) exposure (84/100)). Structurally it carries 36/100, against 3/100 of stress already in motion.

The peak-phase market in 52042 posted values that rose 2.5% over the year, and 24% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $74,423 — near the roughly $78,000 national figure. About 12% have a four-year degree. Rent burden reaches 37% of tenant households. The typical home is worth about $234,300 (3.1× income, relatively affordable). 3.5% of residents fall below the poverty threshold. 1,898 residents call 52042 home, typically aged 39. Owners hold 74% of homes, renters 26%. The demographic-stress sub-score lands at 29/100. The vacancy rate is 11.9% — elevated. There are about 735 housing units across 52042.

On balance 52042 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 52042 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 52042 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Clayton County, Iowa and the nation. The score is rebuilt from public data as it updates, so 52042 reflects the current record instead of a stale or modeled snapshot.

The 15/100 figure for 52042 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 52042 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.