ZIP 52042 Property Distress & Foreclosure Data

In Clayton County, Iowa, ZIP 52042 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (36/100), construction/permit lag (23/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). Environmental exposure also runs high (flood (NFIP) exposure (84/100)). On the structural side it scores 36/100, with 3/100 of stress already active.

The expansion-phase market in 52042 posted values that rose 5.4% over the year, and 24% higher over three years (phase confidence 28/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $74,423, median income runs near typical U.S. levels. Around 12% of adults hold a bachelor's degree or higher. Around 37% of renters are cost-burdened. The typical home is worth about $234,300 (3.1× income, relatively affordable). The poverty rate is 3.5% — low. Population is roughly 1,898 with a median age of 39. 74% of housing is owner-occupied. The demographic-stress sub-score lands at 29/100. The vacancy rate is 11.9% — elevated. The ZIP holds roughly 735 housing units.

On balance 52042 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.