ZIP 52041 Property Distress & Foreclosure Data

ZIP code 52041 in Delaware County, Iowa carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 55 and live distress 3 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (92/100), structural risk (55/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100).

The market reads expansion — home values rose 5.4% year on year, and 7% higher over three years, at 28/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 3.4%. Rent burden reaches 21% of tenant households. A median home runs $188,800 here, or 2.4 times local income. The tenure split is 81% owner-occupied to 19% rented. About 16% have a four-year degree. On demographic stress specifically, 52041 scores 23/100. About 1,796 people live here, median age 38. Households earn a median $87,316 — near the roughly $78,000 national figure. There are about 586 housing units across 52041. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas.

Overall 52041 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.