ZIP 52038 Property Distress & Foreclosure Data

In Delaware County, Iowa, ZIP 52038 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 55 and live distress 3 on the 0–100 scale. Its standout signals are construction/permit lag (92/100), structural risk (55/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100).

The market reads expansion — home values rose 5.4% year on year, at 28/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 248 housing units across 52038. Vacancy runs 26.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 5% of tenant households. On demographic stress specifically, 52038 scores 21/100. A median home runs $165,000 here, or 2.3 times local income. Roughly 2.5% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 88% owner-occupied to 13% rented. Households earn a median $73,750 — near the roughly $78,000 national figure. About 522 people live here, median age 38. About 19% have a four-year degree.

Net-net, 52038 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.