ZIP 52038 Foreclosure, Tax-Lien & Distress Report

ZIP 52038's composite property-distress score is 18/100 - DLRadar classes that as low for Delaware County, Iowa. The split runs 42/100 structural to 3/100 active on the ground. The sharpest non-environmental signals are structural risk (42/100), construction/permit lag (36/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (87/100)).

Prices here sit in a peak phase: values rose 2.5% over the trailing year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 248 housing units across 52038. The vacancy rate is 26.1% — elevated. Around 5% of renters are cost-burdened. The demographic-stress sub-score lands at 21/100. Home values center near $165,000, an affordability ratio of 2.3× — accessible. Roughly 2.5% live below the poverty line, a low share typical of higher-equity areas. 88% of housing is owner-occupied. At $73,750, median income runs near typical U.S. levels. Population is roughly 522 with a median age of 38. Around 19% of adults hold a bachelor's degree or higher.

Net-net, 52038 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 52038 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 52038's 18/100 can be lined up against any neighbor in Delaware County, Iowa or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 52038, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 18/100 for 52038 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 52038 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.