ZIP 52218 Foreclosure, Tax-Lien & Distress Report

ZIP 52218's composite property-distress score is 22/100 - DLRadar classes that as low for Linn County, Iowa. On the structural side it scores 50/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (66/100), structural risk (50/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (65/100)).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 6% lower over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $180,700 (1.9× income, relatively affordable). About 24% have a four-year degree. About 1,700 people live here, median age 37. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 92% owner-occupied to 8% rented. 2.6% of residents fall below the poverty threshold. Households earn a median $90,924 — above the roughly $78,000 national figure. Rent burden reaches 8% of tenant households. There are about 760 housing units across 52218. DLRadar's demographic-stress index for the area reads 18/100.

Broadly, 52218 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 52218 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 52218 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 52218 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 22/100 for 52218 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 52218 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.