ZIP 52314 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 52314 (Linn County, Iowa) at a low 26/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (85/100). Structural exposure scores 60 and live distress 2 on the 0–100 scale. The pressure is most legible in construction/permit lag (68/100), structural risk (60/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100).

Prices here sit in a neutral phase: values rose 4.9% over the trailing year, and 7% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $106,667 — above the roughly $78,000 national figure. Owners hold 89% of homes, renters 11%. About 6,048 people live here, median age 35. Educational attainment sits at 45% bachelor's-or-above. 8.2% of residents fall below the poverty threshold. A median home runs $265,100 here, or 2.6 times local income. On demographic stress specifically, 52314 scores 22/100. The vacancy rate is 8.3%. Around 28% of renters are cost-burdened. The ZIP holds roughly 2,051 housing units.

On balance 52314 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 52314 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 52314 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Linn County, Iowa and the nation. Sparse data for 52314 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 26/100 figure for 52314 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 52314 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.