ZIP 52404 Foreclosure, Tax-Lien & Distress Report

ZIP 52404's composite property-distress score is 26/100 - DLRadar classes that as low for Linn County, Iowa. The sharpest non-environmental signals are construction/permit lag (66/100), structural risk (59/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (83/100). Structural risk reads 59/100 against active distress of 2/100.

The market reads neutral — home values rose 4.8% year on year, and 14% higher over three years, at 31/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $62,304, below the U.S. median near $78,000. On demographic stress specifically, 52404 scores 27/100. Roughly 12.5% live below the poverty line. About 23% have a four-year degree. Around 33% of renters are cost-burdened. The typical home is worth about $168,600 (2.6× income, relatively affordable). The ZIP holds roughly 20,169 housing units. 42,582 residents call 52404 home, typically aged 34. 67% of housing is owner-occupied. Vacancy runs 9.8%.

Overall, 52404 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 52404 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 52404 shows blanks, not estimates, wherever the record is sparse.

52404's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 52404 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.