ZIP 52401 Property Distress & Foreclosure Data

ZIP code 52401 in Linn County, Iowa carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 56 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (56/100), construction/permit lag (52/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (85/100).

The market reads neutral — home values rose 4.2% year on year, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,192 people live here, median age 36. A median home runs $157,100 here, or 3.5 times local income. Roughly 22.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 9.5%. The tenure split is 15% owner-occupied to 85% rented. On demographic stress specifically, 52401 scores 35/100. Rent burden reaches 28% of tenant households. There are about 1,497 housing units across 52401. Households earn a median $40,675 — below the roughly $78,000 national figure. About 35% have a four-year degree.

Net-net, 52401 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.