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ZIP 52228 Foreclosure, Tax-Lien & Distress Report

Linn County, Iowa · Distress market

Composite property distress in 52228 (Linn County, Iowa) lands at 24/100 — low on DLRadar's public-record scoring. Its standout signals are construction/permit lag (62/100), structural risk (55/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. On the structural side it scores 55/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (78/100)).

Prices here sit in a neutral phase: values rose 4.6% over the trailing year, and 12% higher over three years (phase confidence 29/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $121,366, above the U.S. median near $78,000. The typical home is worth about $308,900 (2.5× income, relatively affordable). Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 93% owner-occupied to 7% rented. Rent burden reaches 21% of tenant households. The demographic-stress sub-score lands at 19/100. Vacancy runs 4.3%. 3,865 residents call 52228 home, typically aged 39. About 43% have a four-year degree. The ZIP holds roughly 1,483 housing units.

Overall 52228 looks resilient on the surface, so the edge is isolating individual stressed parcels. 52228 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 52228 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 52228 can be compared directly against any other ZIP in Linn County, Iowa or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 52228 shows blanks, not estimates, wherever the record is sparse.

The 24/100 for 52228 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 52228 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

24/100
Composite stress
55/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 52228

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk82
9 further distress layers are graded for 52228

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 52228 Stress Report snapshot

The live 52228 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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