ZIP 52228 Property Distress & Foreclosure Data

DLRadar grades ZIP 52228 (Linn County, Iowa) at a low 22/100 for overall property distress. Property-level stress concentrates in structural risk (51/100), construction/permit lag (44/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). The latent-versus-live split is 51/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (78/100)).

The neutral-phase market in 52228 posted values that rose 4.2% over the year, and 12% higher over three years (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $121,366, median income runs above typical U.S. levels. The typical home is worth about $308,900 (2.5× income, relatively affordable). The poverty rate is 3.8% — low. 93% of housing is owner-occupied. Around 21% of renters are cost-burdened. The demographic-stress sub-score lands at 19/100. The vacancy rate is 4.3%. Population is roughly 3,865 with a median age of 39. Around 43% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,483 housing units.

Broadly, 52228 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.