ZIP 52318 Foreclosure, Tax-Lien & Distress Report

In Benton County, Iowa, ZIP 52318 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (62/100)). The split runs 45/100 structural to 2/100 active on the ground. The pressure is most legible in construction/permit lag (79/100), structural risk (45/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low.

The market reads neutral — home values rose 4.5% year on year, at 26/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 459 housing units. Rent burden reaches 0% of tenant households. The tenure split is 85% owner-occupied to 15% rented. Educational attainment sits at 26% bachelor's-or-above. Roughly 0.8% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 1,054 with a median age of 52. Households earn a median $100,000 — above the roughly $78,000 national figure. The typical home is worth about $188,400 (1.9× income, relatively affordable). DLRadar's demographic-stress index for the area reads 16/100. The vacancy rate is 7.6%.

On balance, 52318 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 52318 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 52318 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 52318 stays directly comparable to neighboring ZIPs and the rest of Benton County, Iowa. Nothing here is interpolated — where a source is thin for 52318, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

52318's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 52318 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.