ZIP 52315 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 52315 (Benton County, Iowa) returns a low composite of 20/100. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100). Leading the profile are construction/permit lag (79/100), structural risk (47/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). The split runs 47/100 structural to 2/100 active on the ground.

The market reads neutral — home values rose 4.9% year on year, and 21% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 1,296 with a median age of 38. A median home runs $196,100 here, or 2.4 times local income. 86% of housing is owner-occupied. The demographic-stress sub-score lands at 22/100. Median household income is $75,833, near the U.S. median near $78,000. Rent burden reaches 9% of tenant households. The vacancy rate is 10.5%. There are about 533 housing units across 52315. 8.8% of residents fall below the poverty threshold. Educational attainment sits at 18% bachelor's-or-above.

Overall, 52315 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 52315 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 52315's 20/100 can be lined up against any neighbor in Benton County, Iowa or any ZIP coast to coast. Sparse data for 52315 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 20/100 for 52315 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 52315 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.