ZIP 52402 Foreclosure, Tax-Lien & Distress Report
Linn County, Iowa · Affordable market
ZIP code 52402 in Linn County, Iowa carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in construction/permit lag (68/100), structural risk (60/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (85/100)). The latent-versus-live split is 60/100 structural and 2/100 already moving.
The neutral-phase market in 52402 posted values that rose 4.9% over the year, and 15% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Roughly 12.5% live below the poverty line. Rent burden reaches 38% of tenant households. Households earn a median $71,319 — near the roughly $78,000 national figure. Owners hold 65% of homes, renters 35%. The demographic-stress sub-score lands at 26/100. About 43,076 people live here, median age 36. Around 41% of adults hold a bachelor's degree or higher. Vacancy runs 6.5%. The ZIP holds roughly 20,225 housing units. A median home runs $194,000 here, or 2.6 times local income.
On balance 52402 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 52402 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 52402's 26/100 can be lined up against any neighbor in Linn County, Iowa or any ZIP coast to coast. 52402 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 26/100 figure for 52402 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 52402 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 52402
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 52402 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Each signal above is traceable to an open dataset · methodology