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ZIP 52057 Foreclosure, Tax-Lien & Distress Report

Delaware County, Iowa · High Vacancy market

ZIP code 52057 in Delaware County, Iowa carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic distress index. Its heaviest discrete signals: construction/permit lag (69/100), structural risk (45/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (9/100) register low. The latent-versus-live split is 45/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (62/100).

The peak-phase market in 52057 posted values that rose 2.5% over the year, and 26% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $71,467, near the U.S. median near $78,000. Roughly 9.8% live below the poverty line. The ZIP holds roughly 4,092 housing units. Rent burden reaches 40% of tenant households. The vacancy rate is 13.3% — elevated. The demographic-stress sub-score lands at 26/100. Educational attainment sits at 23% bachelor's-or-above. A median home runs $184,300 here, or 2.4 times local income. 7,883 residents call 52057 home, typically aged 46. 81% of housing is owner-occupied.

Taken together, 52057 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 52057 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 52057 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 52057 reflects the current record instead of a stale or modeled snapshot.

52057's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 52057 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

19/100
Composite stress
45/100
Structural risk
3/100
Distress activity

What is driving ZIP 52057’s distress

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk52
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

52057 at a glance

A live read on 52057: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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