ZIP 50626 Property Distress & Foreclosure Data

DLRadar grades ZIP 50626 (Black Hawk County, Iowa) at a low 16/100 for overall property distress. Property-level stress concentrates in construction/permit lag (40/100), structural risk (34/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (78/100)). The latent-versus-live split is 34/100 structural and 1/100 already moving.

The peak-phase market in 50626 posted values that rose 2.0% over the year, 1.5% off the recent peak, and 11% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 24/100. 5.6% of residents fall below the poverty threshold. Median household income is $82,552, near the U.S. median near $78,000. The vacancy rate is 8.4%. Population is roughly 1,478 with a median age of 41. Educational attainment sits at 21% bachelor's-or-above. Around 29% of renters are cost-burdened. Owners hold 81% of homes, renters 19%. The ZIP holds roughly 647 housing units. Home values center near $209,400, an affordability ratio of 2.4× — accessible.

Broadly, 50626 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.