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ZIP 50643 Foreclosure, Tax-Lien & Distress Report

Black Hawk County, Iowa · Distress market

On DLRadar's 0-100 distress scale, ZIP 50643 in Black Hawk County, Iowa comes in at 16, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (73/100)). The most distinctive pressure shows up in construction/permit lag (49/100), structural risk (35/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural risk reads 35/100 against active distress of 1/100.

The peak-phase market in 50643 posted values that rose 1.9% over the year, and 24% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

3,081 residents call 50643 home, typically aged 40. Median household income is $120,724, above the U.S. median near $78,000. The vacancy rate is 5.3%. On demographic stress specifically, 50643 scores 23/100. The tenure split is 90% owner-occupied to 10% rented. About 41% have a four-year degree. A median home runs $244,400 here, or 2.0 times local income. The ZIP holds roughly 1,098 housing units. Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 54% of tenant households.

On balance 50643 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 50643 runs through one identical scoring model, so its 16/100 sits on the same scale as every other ZIP in Black Hawk County, Iowa and the nation. 50643 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 50643 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. For an operator, 50643 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

16/100
Composite stress
35/100
Structural risk
1/100
Distress activity

ZIP 50643 distress signals, scored

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk73
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 50643 Stress Report snapshot

The live 50643 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Other Black Hawk County ZIP codes

Nearest ZIP codes to 50643

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Further distress data across Black Hawk County, Iowa at ZIP, county and state level.

Unlock parcel-level detail for ZIP 50643

Get every distressed property in 50643 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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