ZIP 50643 Property Distress & Foreclosure Data

In Black Hawk County, Iowa, ZIP 50643 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (73/100). Its standout signals are construction/permit lag (40/100), structural risk (33/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural risk reads 33/100 against active distress of 1/100.

The market reads peak — home values rose 2.0% year on year, 1.5% off the recent peak, and 24% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 3,081 people live here, median age 40. At $120,724, median income runs above typical U.S. levels. Vacancy runs 5.3%. The demographic-stress sub-score lands at 23/100. 90% of housing is owner-occupied. Around 41% of adults hold a bachelor's degree or higher. The typical home is worth about $244,400 (2.0× income, relatively affordable). There are about 1,098 housing units across 50643. The poverty rate is 4.1% — low. Rent burden reaches 54% of tenant households.

Overall 50643 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.