ZIP 50634 Property Distress & Foreclosure Data

In Black Hawk County, Iowa, ZIP 50634 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 34 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). Its standout signals are construction/permit lag (40/100), structural risk (34/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 2.0% year on year, 1.5% off the recent peak, and 18% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 736 people live here, median age 40. The poverty rate is 4.2% — low. There are about 361 housing units across 50634. 88% of housing is owner-occupied. The demographic-stress sub-score lands at 22/100. Vacancy runs 3.2%. Around 26% of adults hold a bachelor's degree or higher. Rent burden reaches 38% of tenant households. The typical home is worth about $197,400 (2.2× income, relatively affordable). At $83,750, median income runs near typical U.S. levels.

Overall 50634 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.