ZIP 50634 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 50634 (Black Hawk County, Iowa) lands at 17/100 — low on DLRadar's distress scoring. Structurally it carries 36/100, against 1/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (79/100)). Its standout signals are construction/permit lag (49/100), structural risk (36/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 18% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 736 with a median age of 40. 4.2% of residents fall below the poverty threshold. The ZIP holds roughly 361 housing units. 88% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 22/100. The vacancy rate is 3.2%. Around 26% of adults hold a bachelor's degree or higher. Around 38% of renters are cost-burdened. The typical home is worth about $197,400 (2.2× income, relatively affordable). Households earn a median $83,750 — near the roughly $78,000 national figure.

Overall, 50634 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 50634 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 50634 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50634 can be compared directly against any other ZIP in Black Hawk County, Iowa or nationwide. Nothing here is interpolated — where a source is thin for 50634, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 50634's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 50634 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.