ZIP 50701 Property Distress & Foreclosure Data

In Black Hawk County, Iowa, ZIP 50701 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (40/100), structural risk (34/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (79/100)). On the structural side it scores 34/100, with 1/100 of stress already active.

The peak-phase market in 50701 posted values that rose 2.0% over the year, 1.5% off the recent peak, and 15% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $62,857, below the U.S. median near $78,000. 15.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 29/100. Educational attainment sits at 30% bachelor's-or-above. Around 39% of renters are cost-burdened. The ZIP holds roughly 14,796 housing units. The vacancy rate is 9.1%. Home values center near $183,800, an affordability ratio of 2.9× — accessible. Population is roughly 29,745 with a median age of 38. Owners hold 67% of homes, renters 33%.

On balance 50701 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.