ZIP 50544 Foreclosure, Tax-Lien & Distress Report

ZIP code 50544 in Webster County, Iowa carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. Latent structural risk is 20/100 while live distress already moving reads 1/100. Leading the profile are structural risk (20/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (64/100).

The peak-phase market in 50544 posted values that rose 2.7% over the year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 91% owner-occupied to 9% rented. Households earn a median $56,944 — below the roughly $78,000 national figure. 554 residents call 50544 home, typically aged 28. There are about 282 housing units across 50544. Home values center near $152,700, an affordability ratio of 2.6× — accessible. Rent burden reaches 42% of tenant households. Vacancy runs 10.7%. On demographic stress specifically, 50544 scores 29/100. About 12% have a four-year degree. 19.6% of residents fall below the poverty threshold.

Overall, 50544 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 50544 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 50544 runs through one identical public-record model, so its 10/100 sits on the same scale as every other ZIP in Webster County, Iowa and the nation. Where the public record is thin for 50544, the field stays empty rather than modeled, and fills in as new documents post.

50544's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 50544 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.