ZIP 50523 Property Distress & Foreclosure Data

Composite property distress in 50523 (Webster County, Iowa) lands at 13/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (26/100), structural risk (26/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (64/100). The latent-versus-live split is 26/100 structural and 1/100 already moving.

The market reads peak — home values rose 4.0% year on year (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

At $83,333, median income runs near typical U.S. levels. 83% of housing is owner-occupied. Around 9% of renters are cost-burdened. The demographic-stress sub-score lands at 19/100. The poverty rate is 4.3% — low. The ZIP holds roughly 275 housing units. Around 14% of adults hold a bachelor's degree or higher. About 614 people live here, median age 43. The typical home is worth about $152,600 (1.6× income, relatively affordable). The vacancy rate is 7.0%.

Overall 50523 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.