ZIP 50538 Property Distress & Foreclosure Data

Calhoun County, Iowa's ZIP 50538 registers 19/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 41/100 structural and 4/100 already moving. The most distinctive pressure shows up in construction/permit lag (68/100), structural risk (41/100), institutional ownership (27/100). By contrast, institutional ownership (27/100) and mortgage stress (13/100) register low.

The market reads expansion — home values rose 5.3% year on year (phase confidence 27/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 9% of adults hold a bachelor's degree or higher. The poverty rate is 15.0%. The typical home is worth about $94,000 (1.2× income, relatively affordable). The demographic-stress sub-score lands at 25/100. The vacancy rate is 5.7%. About 523 people live here, median age 42. At $59,250, median income runs below typical U.S. levels. 80% of housing is owner-occupied. Around 46% of renters are cost-burdened. The ZIP holds roughly 288 housing units.

Net-net, 50538 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

19/100
Composite stress
41/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 50538

Foreclosure activity0
Mortgage stress13
Climate / FEMA risk47
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Calhoun County

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