ZIP 50540 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 50540 in Pocahontas County, Iowa comes in at 20, a low composite-distress reading. Leading the profile are construction/permit lag (96/100), structural risk (45/100), institutional ownership (25/100). On the quiet end sit institutional ownership (25/100) and mortgage stress (13/100). Latent structural risk is 45/100 while live distress already moving reads 4/100.

The peak-phase market in 50540 posted values that rose 2.5% over the year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $109,800 (1.1× income, relatively affordable). Around 30% of renters are cost-burdened. The ZIP holds roughly 425 housing units. The tenure split is 75% owner-occupied to 25% rented. The poverty rate is 5.1% — low. At $86,818, median income runs near typical U.S. levels. About 1,253 people live here, median age 34. Around 20% of adults hold a bachelor's degree or higher. Vacancy runs 12.1%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 22/100.

On the whole, 50540 leans distressed, with opportunity clustered in specific stressed parcels. While 50540 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 50540 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 50540 stays directly comparable to neighboring ZIPs and the rest of Pocahontas County, Iowa. The score is rebuilt from public data as it updates, so 50540 reflects the current record instead of a stale or modeled snapshot.

Behind 50540's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 50540 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.