ZIP 50581 Foreclosure, Tax-Lien & Distress Report

ZIP code 50581 in Pocahontas County, Iowa carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 44/100 structural and 4/100 already moving. The sharpest non-environmental signals are construction/permit lag (91/100), structural risk (44/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (14/100) stay muted.

The market reads peak — home values rose 2.5% year on year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $59,018, below the U.S. median near $78,000. Vacancy runs 27.8%, above the national norm and a classic distress-and-opportunity signal. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 13% bachelor's-or-above. The tenure split is 84% owner-occupied to 16% rented. The typical home is worth about $93,000 (1.3× income, relatively affordable). Around 40% of renters are cost-burdened. The demographic-stress sub-score lands at 25/100. 751 residents call 50581 home, typically aged 42. The ZIP holds roughly 473 housing units.

Net-net, 50581 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 50581 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 50581 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 50581 stays directly comparable to neighboring ZIPs and the rest of Pocahontas County, Iowa. Sparse data for 50581 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 50581's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 50581 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.