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ZIP 50541 Foreclosure, Tax-Lien & Distress Report

Pocahontas County, Iowa · Affordable market

In Pocahontas County, Iowa, ZIP 50541 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Structurally it carries 40/100, against 5/100 of stress already in motion. Property-level stress concentrates in construction/permit lag (61/100), institutional ownership (42/100), structural risk (40/100). On the quiet end sit mortgage stress (17/100).

The peak-phase market in 50541 posted values that rose 2.5% over the year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $95,500 here, or 1.8 times local income. 14.9% of residents fall below the poverty threshold. At $53,859, median income runs below typical U.S. levels. The vacancy rate is 10.7%. Around 27% of renters are cost-burdened. 1,035 residents call 50541 home, typically aged 38. Educational attainment sits at 16% bachelor's-or-above. There are about 486 housing units across 50541. The demographic-stress sub-score lands at 25/100. 73% of housing is owner-occupied.

Net-net, 50541 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 50541 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 50541 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Pocahontas County, Iowa and the nation. Sparse data for 50541 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 18/100 figure for 50541 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 50541 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

18/100
Composite stress
40/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 50541

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk33
50541 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 50541 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 50541, the same set carried on every parcel.

Loading ZIP 50541 stress data…

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Each signal above is traceable to an open dataset · methodology

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