ZIP 50545 Foreclosure, Tax-Lien & Distress Report

Humboldt County, Iowa's ZIP 50545 registers 20/100 composite distress, which DLRadar reads as low. On the structural side it scores 44/100, with 0/100 of stress already active. The most distinctive pressure shows up in institutional ownership (59/100), construction/permit lag (56/100), structural risk (44/100).

The peak-phase market in 50545 posted values that rose 2.5% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 156 people live here, median age 57. The poverty rate is 10.9%. Educational attainment sits at 5% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 21/100. Around 0% of renters are cost-burdened. The tenure split is 89% owner-occupied to 11% rented. The ZIP holds roughly 78 housing units. The vacancy rate is 14.5% — elevated. Median household income is $41,625, below the U.S. median near $78,000.

On the whole, 50545 leans distressed, with opportunity clustered in specific stressed parcels. 50545 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 50545 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50545 can be compared directly against any other ZIP in Humboldt County, Iowa or nationwide. Where the public record is thin for 50545, the field stays empty rather than modeled, and fills in as new documents post.

50545's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 50545 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.