ZIP 50545 Property Distress & Foreclosure Data

DLRadar grades ZIP 50545 (Humboldt County, Iowa) at a low 17/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (64/100)). The latent-versus-live split is 38/100 structural and 0/100 already moving. Property-level stress concentrates in institutional ownership (56/100), structural risk (38/100), construction/permit lag (27/100). On the quiet end sit structural risk (38/100) and construction/permit lag (27/100).

The expansion-phase market in 50545 posted values that rose 5.4% over the year (phase confidence 28/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 156 with a median age of 57. 10.9% of residents fall below the poverty threshold. Educational attainment sits at 5% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 21/100. Around 0% of renters are cost-burdened. Owners hold 89% of homes, renters 11%. The ZIP holds roughly 78 housing units. The vacancy rate is 14.5% — elevated. Median household income is $41,625, below the U.S. median near $78,000.

On the whole, 50545 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

17/100
Composite stress
38/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 50545

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk29
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Humboldt County

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Deterministic. Every signal traces to a public dataset · methodology