Humboldt County, IA: Foreclosures, Tax Liens & Distressed Properties

Humboldt County, IA, Iowa: 17 ZIP codes scored, Humboldt County, IA averaging 18/100 (low, Humboldt, IA), from 11 to 23. Humboldt County, IA is in its peak phase (Humboldt, IA confidence 28/100): Humboldt, IA home prices up 2.5% (Humboldt, IA) over twelve months. Humboldt County, IA lender headwind: 44/100.

Highest-scoring Humboldt County, IA ZIPs: 50597 (23/100), 50560 (22/100), 50430 (20/100), 50519 (20/100), 50570 (20/100), 50520 (19/100). Also scored in Humboldt County, IA: 50529, 50541, 50542, 50545, 50558, 50582, 50577, 50533, 50548, 50591.

Across Humboldt County, IA's scored ZIPs: median home value $125,447, household income $67,306, 10.7% vacancy, 14.4% poverty, 79% owner-occupied, median age 42.2.

Humboldt County, IA insurance distress 37/100 (#1,408 in the US); FEMA hazard 52/100 for Humboldt, IA; 4 federal disaster declarations in Humboldt County, IA since 2023; 1 Humboldt, IA NFIP flood claims; Humboldt, IA construction distress 48/100.

4 banks with 5 branches lend in Humboldt County, IA; Humboldt, IA weighted bank stress 63/100, highest 69/100 in Humboldt, IA.

Humboldt County, IA unemployment 3.1% (Humboldt, IA -0.3 pts, six months); 15 new housing units permitted in Humboldt County, IA over twelve months, Humboldt, IA down 6% from 16; Humboldt, IA home prices +3.8% a year (Humboldt, IA) over three years.

4,603 housing units in Humboldt County, IA; 1,059 Humboldt, IA renter households; 21% of Humboldt, IA renters spend 30%+ of income on rent, 16% (Humboldt, IA) half or more.

Humboldt County, IA ranks #2,279 nationally on the opportunity index (Humboldt, IA, among all ranked counties); Humboldt, IA scores 26.8/100 and Humboldt, IA sits #58 inside Iowa. Humboldt, IA is in the weak opportunity phase; Humboldt, IA's primary driver is bank institutional, Humboldt, IA second driver vacancy; Humboldt, IA moved down 783 places. 2 short-sale listings across Humboldt, IA; 7 days on market observed in Humboldt, IA; 7.1% vacancy over 17 Humboldt, IA ZIPs.

No CFPB county sample covers Humboldt County, IA. The non-metro area reading for Humboldt, IA: 0.7% ninety-plus days late; Humboldt, IA's thirty-to-eighty-nine share is 2.1% (Humboldt, IA, December 2025 data); Iowa overall 0.9%.

Humboldt County, IA has 4 watched banks; 4 Humboldt, IA banks sit in an elevated band. Humboldt, IA footprints: Bank Iowa (2 branches, stress 69) in Humboldt, IA; Northwest Bank (1 branch, stress 64) in Humboldt, IA; First State Bank (1 branch, stress 57) in Humboldt, IA.

384 of the 4,603 housing units in Humboldt, IA sit vacant. Humboldt County, IA permitted 0 multifamily units in twelve months; Humboldt, IA's one-to-four unit structures added 15 units in Humboldt County, IA.