ZIP 50582 Foreclosure, Tax-Lien & Distress Report

Humboldt County, Iowa's ZIP 50582 registers 19/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are construction/permit lag (56/100), institutional ownership (51/100), structural risk (41/100). Structural risk reads 41/100 against active distress of 0/100.

The peak-phase market in 50582 posted values that rose 2.5% over the year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $83,882, near the U.S. median near $78,000. The vacancy rate is 6.9%. DLRadar's demographic-stress index for the area reads 23/100. The ZIP holds roughly 97 housing units. The poverty rate is 2.3% — low. About 176 people live here, median age 53. Rent burden reaches 60% of tenant households. Educational attainment sits at 4% bachelor's-or-above. Owners hold 95% of homes, renters 5%.

Overall 50582 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 50582 runs through one identical scoring model, so its 19/100 sits on the same scale as every other ZIP in Humboldt County, Iowa and the nation. 50582 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 19/100 figure for 50582 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 50582 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.