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ZIP 50220 Foreclosure, Tax-Lien & Distress Report

Dallas County, Iowa · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 50220 in Dallas County, Iowa comes in at 23, a low composite-distress reading. The pressure is most legible in construction/permit lag (63/100), structural risk (51/100), institutional ownership (31/100). On the quiet end sit institutional ownership (31/100) and mortgage stress (12/100). On the structural side it scores 51/100, with 4/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (61/100).

The market reads recovery — home values rose 2.9% year on year, and 41% higher over three years (phase confidence 17/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $68,750, median income runs near typical U.S. levels. Population is roughly 9,251 with a median age of 40. The tenure split is 67% owner-occupied to 33% rented. DLRadar's demographic-stress index for the area reads 25/100. Roughly 10.0% live below the poverty line. About 18% have a four-year degree. Rent burden reaches 23% of tenant households. Home values center near $149,400, an affordability ratio of 2.1× — accessible. The ZIP holds roughly 3,989 housing units. The vacancy rate is 8.0%.

Net-net, 50220 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 50220 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 50220 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 50220, the field stays empty rather than modeled, and fills in as new documents post.

Behind 50220's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 50220 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

23/100
Composite stress
51/100
Structural risk
4/100
Distress activity

ZIP 50220 distress signals, scored

Foreclosure activity0
Mortgage stress12
Climate / FEMA risk59
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

50220 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 50220, the same set carried on every parcel.

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