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ZIP 50128 Foreclosure, Tax-Lien & Distress Report

Guthrie County, Iowa · High Poverty market

ZIP code 50128 in Guthrie County, Iowa carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic distress index. Its heaviest discrete signals: construction/permit lag (28/100), structural risk (23/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (5/100). The latent-versus-live split is 23/100 structural and 1/100 already moving.

The peak-phase market in 50128 posted values that rose 2.2% over the year (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 331 people live here, median age 63. Home values center near $122,900, an affordability ratio of 2.1× — accessible. Vacancy runs 2.7%. Around 22% of adults hold a bachelor's degree or higher. The ZIP holds roughly 167 housing units. On demographic stress specifically, 50128 scores 24/100. 83% of housing is owner-occupied. Rent burden reaches 19% of tenant households. The poverty rate is 24.3% — high, a tax-stress and distress correlate. Median household income is $50,179, below the U.S. median near $78,000.

Taken together, 50128 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 50128 read uses the identical scoring model applied coast to coast, which means its 10/100 score means exactly what it means anywhere else, and 50128 stays directly comparable to neighboring ZIPs and the rest of Guthrie County, Iowa. Where the record is thin for 50128, the field stays empty rather than modeled, and fills in as new documents post.

50128's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 50128 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

10/100
Composite stress
23/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 50128

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk41
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

50128 at a glance

Current distress, phase, housing and lender-pressure figures for 50128, drawn from the same report attached to each property.

Loading ZIP 50128 stress data…

Guthrie County ZIPs near 50128

Nearest ZIP codes to 50128

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Guthrie County, Iowa

More ZIP, county and state distress intelligence connected to Guthrie County, Iowa.

See every distressed parcel in 50128

See who owns each distressed property in 50128, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

Built from public records, scored the same way everywhere · methodology

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