ZIP 50128 Foreclosure, Tax-Lien & Distress Report

ZIP code 50128 in Guthrie County, Iowa carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: construction/permit lag (48/100), structural risk (28/100), institutional ownership (8/100). On the quiet end sit institutional ownership (8/100) and mortgage stress (5/100). The latent-versus-live split is 28/100 structural and 1/100 already moving.

The peak-phase market in 50128 posted values that rose 2.2% over the year (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 331 people live here, median age 63. Home values center near $122,900, an affordability ratio of 2.1× — accessible. Vacancy runs 2.7%. Around 22% of adults hold a bachelor's degree or higher. The ZIP holds roughly 167 housing units. On demographic stress specifically, 50128 scores 24/100. 83% of housing is owner-occupied. Rent burden reaches 19% of tenant households. The poverty rate is 24.3% — high, a tax-stress and distress correlate. Median household income is $50,179, below the U.S. median near $78,000.

Taken together, 50128 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 50128 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 50128 stays directly comparable to neighboring ZIPs and the rest of Guthrie County, Iowa. Where the public record is thin for 50128, the field stays empty rather than modeled, and fills in as new documents post.

50128's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 50128 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.