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ZIP 50277 Foreclosure, Tax-Lien & Distress Report

Guthrie County, Iowa · Affordable market

Scored purely from public records, 50277 (Guthrie County, Iowa) returns a minimal composite of 13/100. The latent-versus-live split is 29/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (44/100), structural risk (29/100), institutional ownership (10/100). institutional ownership (10/100) and mortgage stress (6/100) stay muted.

The market reads peak — home values rose 2.1% year on year (phase confidence 15/100). Topping markets hide individual distress behind strong averages.

Households earn a median $106,324 — above the roughly $78,000 national figure. On demographic stress specifically, 50277 scores 16/100. 3.0% of residents fall below the poverty threshold. Educational attainment sits at 17% bachelor's-or-above. Around 13% of renters are cost-burdened. 496 residents call 50277 home, typically aged 31. The typical home is worth about $89,400 (0.8× income, relatively affordable). Owners hold 84% of homes, renters 16%. There are about 227 housing units across 50277. Vacancy runs 5.8%.

Broadly, 50277 is a steadier market — the deals are the exceptions, not the rule. 50277 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 50277 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 50277, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 50277's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 50277 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

13/100
Composite stress
29/100
Structural risk
2/100
Distress activity

ZIP 50277 distress signals, scored

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk43
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 50277 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 50277, the same set carried on every parcel.

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