ZIP 50277 Property Distress & Foreclosure Data

Guthrie County, Iowa's ZIP 50277 registers 18/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 40/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (89/100), structural risk (40/100), institutional ownership (10/100). By contrast, institutional ownership (10/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 2.5% year on year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

At $106,324, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 16/100. The poverty rate is 3.0% — low. Around 17% of adults hold a bachelor's degree or higher. Around 13% of renters are cost-burdened. About 496 people live here, median age 31. The typical home is worth about $89,400 (0.8× income, relatively affordable). 84% of housing is owner-occupied. The ZIP holds roughly 227 housing units. The vacancy rate is 5.8%.

Overall 50277 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.