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ZIP 50058 Foreclosure, Tax-Lien & Distress Report

Guthrie County, Iowa · Affordable market

Scored purely from public records, 50058 (Guthrie County, Iowa) returns a minimal composite of 8/100. What sets it apart are the readings on structural risk (17/100), institutional ownership (6/100), mortgage stress (5/100). mortgage stress (5/100) and construction/permit lag (5/100) stay muted. Structural risk reads 17/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 35% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

1,885 residents call 50058 home, typically aged 40. The vacancy rate is 9.5%. 10.1% of residents fall below the poverty threshold. Rent burden reaches 16% of tenant households. The ZIP holds roughly 856 housing units. Around 18% of adults hold a bachelor's degree or higher. Owners hold 77% of homes, renters 23%. At $72,750, median income runs near typical U.S. levels. The typical home is worth about $149,700 (2.0× income, relatively affordable). DLRadar's demographic-stress index for the area reads 23/100.

On balance 50058 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 50058's 8/100 can be lined up against any neighbor in Guthrie County, Iowa or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 50058 reflects the current record instead of a stale or modeled snapshot.

The 8/100 figure for 50058 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 50058 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

8/100
Composite stress
17/100
Structural risk
1/100
Distress activity

ZIP 50058 distress signals, scored

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk47
Another 9 scored dimensions sit behind 50058

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

50058 at a glance

The live 50058 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Each signal above is traceable to an open dataset · methodology

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