ZIP 51440 Property Distress & Foreclosure Data

DLRadar grades ZIP 51440 (Carroll County, Iowa) at a low 16/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (61/100). Property-level stress concentrates in construction/permit lag (61/100), structural risk (34/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural exposure scores 34 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 94% of homes, renters 6%. 14.3% of residents fall below the poverty threshold. 335 residents call 51440 home, typically aged 35. DLRadar's demographic-stress index for the area reads 20/100. Home values center near $223,200, an affordability ratio of 2.4× — accessible. Vacancy runs 0.0%. Median household income is $65,625, below the U.S. median near $78,000. Rent burden reaches 0% of tenant households. There are about 115 housing units across 51440. Educational attainment sits at 19% bachelor's-or-above.

Overall, 51440 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.