ZIP 51440 Foreclosure, Tax-Lien & Distress Report

In Carroll County, Iowa, ZIP 51440 scores 16 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). The pressure is most legible in construction/permit lag (65/100), structural risk (35/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural exposure scores 35 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 94% owner-occupied to 6% rented. 14.3% of residents fall below the poverty threshold. Population is roughly 335 with a median age of 35. The demographic-stress sub-score lands at 20/100. Home values center near $223,200, an affordability ratio of 2.4× — accessible. The vacancy rate is 0.0%. Households earn a median $65,625 — below the roughly $78,000 national figure. Around 0% of renters are cost-burdened. There are about 115 housing units across 51440. Around 19% of adults hold a bachelor's degree or higher.

On balance 51440 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 51440 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 51440's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 51440 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 51440 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. For an operator, 51440 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.