Carroll County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Carroll County, Iowa? DLRadar grades every Carroll County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Carroll County breakdown.
- Carroll County's most distressed ZIP is 51449 at 19/100.
- 17 ZIP codes tracked in Carroll County, averaging 16/100 distress.
- Carroll County reads peak — home values up 2.7% year over year.
- Vacancy runs 11.8% across Carroll County's tracked ZIPs, with a 10% poverty rate.
- The typical Carroll County home is worth about $145,388 against a ~$67,789 median income.
- Lending headwind in Carroll County sits at 55/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 51449 | 19/100 |
| 2 | 51453 | 19/100 |
| 3 | 51401 | 17/100 |
| 4 | 51430 | 17/100 |
| 5 | 51440 | 17/100 |
| 6 | 51443 | 17/100 |
| 7 | 51444 | 17/100 |
| 8 | 51451 | 17/100 |
| 9 | 51452 | 17/100 |
| 10 | 51459 | 17/100 |
| 11 | 51463 | 17/100 |
| 12 | 50050 | 16/100 |
Most distressed ZIP codes in Carroll County (composite distress 0-100, 2026)
What is driving Carroll County distress
DLRadar builds Carroll County's distress picture only from records anyone can pull; its ZIPs average 16/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Carroll County market phase and pricing
Carroll County reads peak — home prices rose 2.7% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Carroll County
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Questions about this county
What is the hardest-hit ZIP in Carroll County?
ZIP 51449 leads Carroll County at 19/100, recomputed monthly from public records.
Is Carroll County expanding or contracting?
Phase for Carroll County: peak, tracking a 2.7% gain year over year, read off the FHFA index.
Where does the Carroll County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 17 Carroll County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Carroll County ZIP codes?
One county number flattens a wide range. Across the Carroll County ZIPs DLRadar ranks, scores run from 19/100 in 51449 down to 16/100 in 50050, against a Carroll County average of 16/100. That 3-point gap is why acquisition targeting in Carroll County works at ZIP level rather than county level.
What do Carroll County home values and vacancy say about distressed supply?
The typical Carroll County home carries about $145,388 of value against a median household income near $67,789. Vacancy across Carroll County's tracked ZIPs runs 11.8% and the poverty rate is 10%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Carroll County's foreclosure and tax-lien record and its 55/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.