Carroll County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Carroll County, IA distress report, 2026: 17 ZIPs scored in Carroll, IA, Carroll, IA average 16/100; the top Carroll, IA ZIP is 51453 at 20/100; Carroll, IA market phase peak, Carroll, IA prices +2.7% year over year.
- Carroll, IA ranks #2,955 nationally (opportunity index); Carroll, IA #91 in Iowa; Carroll, IA index 23.5.
- Carroll, IA: no CFPB county sample; Carroll, IA non-metro area reading 0.7%.
- Carroll, IA ZIP phases: 17 peak.
- Carroll, IA residential listings tracked: 2 across 11 ZIPs; Carroll, IA candidate listings 1.
- Carroll, IA HUD assisted properties: 2 with 54 units.
- Carroll, IA lenders on watch: 8; largest Carroll, IA footprint United Bank Of Iowa (3 branches).
- Carroll, IA most distressed ZIP: 51453 at 20/100.
Carroll, IA figures: DLRadar distress index; Carroll, IA inputs: CFPB, FHFA, HUD, FDIC; Carroll, IA rebuilt as sources refresh.
| Rank | Carroll, IA ZIP | Score |
|---|---|---|
| 1 | 51453 | 20/100 |
| 2 | 51449 | 19/100 |
| 3 | 51401 | 16/100 |
| 4 | 51430 | 16/100 |
| 5 | 51440 | 16/100 |
| 6 | 51443 | 16/100 |
| 7 | 51444 | 16/100 |
| 8 | 51451 | 16/100 |
| 9 | 51452 | 16/100 |
| 10 | 51459 | 16/100 |
| 11 | 51463 | 16/100 |
| 12 | 50050 | 15/100 |
Most distressed Carroll, IA ZIPs (0-100, 2026)
Mortgage delinquency around Carroll, IA
No CFPB county sample covers Carroll, IA; the non-metro area reading for Carroll, IA: 0.7% ninety-plus; Carroll, IA area thirty-to-eighty-nine 2.1% (December 2025, Carroll, IA); Iowa overall 0.9%.
Opportunity index: Carroll, IA
Carroll, IA index 23.5, Carroll, IA phase weak; Carroll, IA primary driver construction, Carroll, IA second driver bank institutional. Carroll, IA components: property stress 10.0, foreclosure pressure 9.5, listing discounts 16.3, bank stress 57.5, insurance 0.0; Carroll, IA pulse 27.9; Carroll, IA capital opportunity 17.0.
ZIP market phases inside Carroll, IA
17 Carroll, IA ZIPs carry a price-cycle phase; Carroll, IA ZIPs by phase (Carroll, IA), deepest drawdown first: peak, +2.5% YoY (Carroll, IA): 50050, 51449, 51453, 51462; peak, +2.4% YoY (Carroll, IA): 50058; peak, +2.7% YoY (Carroll, IA): 51401, 51430, 51440, 51443, Carroll, IA 51444, 51451, 51452, 51459, Carroll, IA 51463; peak, +2.6% YoY (Carroll, IA): 51436, 51455.
Residential listings by Carroll, IA ZIP
Carroll, IA ZIPs with the most tracked Carroll, IA residential listings: 51401 2 listings, 1 candidates, bank pressure 61; 51430 0 listings, 0 candidates, bank pressure 61; 51436 0 listings, 0 candidates, bank pressure 62; 51440 0 listings, 0 candidates, bank pressure 61 (Carroll, IA); 51443 0 listings, 0 candidates, bank pressure 61; 51444 0 listings, 0 candidates, bank pressure 61; 51451 0 listings, 0 candidates, bank pressure 61; 51452 0 listings, 0 candidates, bank pressure 61. Carroll, IA totals: 2 listings; Carroll, IA candidates 1; active ZIPs 1.
HUD assisted housing in Carroll, IA
2 assisted properties with 54 units sit in Carroll, IA; largest Carroll, IA properties: Courtside Plaza (Carroll) 48 units; Warren H. Timmerman Apartments (Manning) 6 units, 6 assisted.
Lenders with branches in Carroll, IA
Carroll, IA lenders by branch count: United Bank Of Iowa (Carroll, IA): stress 68, 3 branches low in Carroll, IA; Midwest Heritage Bank Fsb (Carroll, IA): stress 48, 3 branches low in Carroll, IA; Availa Bank (Carroll, IA): stress 75, 2 branches low in Carroll, IA; Westside State Bank (Carroll, IA): stress 70, 2 branches low in Carroll, IA; Commercial Savings Bank (Carroll, IA): stress 57, 2 branches low in Carroll, IA; Templeton Savings Bank (Carroll, IA): stress 39, 2 branches low in Carroll, IA; Breda Savings Bank (Carroll, IA): stress 64, 1 branch low in Carroll, IA; First Nb Of Manning (Carroll, IA): stress 55, 1 branch low in Carroll, IA.
Vacancy and permits, Carroll, IA
759 of 9,560 Carroll, IA housing units are vacant; Carroll, IA permits, twelve months: 0 multifamily units in Carroll, IA, 22 one-to-four unit units.
Work Carroll, IA at the parcel level
Every Carroll, IA parcel carries owner and address; every Carroll, IA parcel carries APN; Carroll, IA distress scores sit on the Carroll, IA live board.
Carroll, IA figures refresh with each source.
Carroll, IA questions
Most distressed ZIP code in Carroll County, IA?
ZIP 51453 leads Carroll, IA at 20/100; next in Carroll, IA: 51449 at 19/100; the Carroll, IA average is 16/100.
Where does Carroll County, IA rank for investment opportunity?
Carroll, IA is #2,955 among all ranked counties, #91 in Iowa; the Carroll, IA driver is construction; Carroll, IA moved down 230 places.
How many mortgages are delinquent in Carroll County, IA?
Carroll, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Carroll, IA.
Which banks lend in Carroll County, IA?
8 watched lenders hold Carroll, IA branches; the largest Carroll, IA footprints are United Bank Of Iowa (3), Midwest Heritage Bank Fsb (3), Availa Bank (2).
More on Carroll, IA
Carroll County, IA distress report: public-record figures for Carroll, IA; not legal advice for Carroll, IA; not tax or investment advice; verify every Carroll, IA record before acting.