ZIP 51401 Foreclosure, Tax-Lien & Distress Report

ZIP 51401's composite property-distress score is 16/100 - DLRadar classes that as low for Carroll County, Iowa. Leading the profile are construction/permit lag (65/100), structural risk (35/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural risk reads 35/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (61/100)).

The market reads peak — home values rose 2.7% year on year, and 13% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 9.1%. The demographic-stress sub-score lands at 27/100. Around 26% of adults hold a bachelor's degree or higher. The typical home is worth about $195,700 (3.0× income, relatively affordable). Households earn a median $64,458 — below the roughly $78,000 national figure. About 12,113 people live here, median age 43. The tenure split is 69% owner-occupied to 31% rented. Vacancy runs 6.6%. Around 33% of renters are cost-burdened. The ZIP holds roughly 5,670 housing units.

Overall, 51401 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 51401 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 51401's 16/100 can be lined up against any neighbor in Carroll County, Iowa or any ZIP coast to coast. 51401 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

51401's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 51401 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.