ZIP 51401 Property Distress & Foreclosure Data

Carroll County, Iowa's ZIP 51401 registers 16/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (61/100), structural risk (34/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. On the structural side it scores 34/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (61/100).

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 13% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

9.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. Educational attainment sits at 26% bachelor's-or-above. Home values center near $195,700, an affordability ratio of 3.0× — accessible. Median household income is $64,458, below the U.S. median near $78,000. 12,113 residents call 51401 home, typically aged 43. Owners hold 69% of homes, renters 31%. The vacancy rate is 6.6%. Around 33% of renters are cost-burdened. The ZIP holds roughly 5,670 housing units.

Overall, 51401 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.