ZIP 51401 Foreclosure, Tax-Lien & Distress Report
Carroll County, Iowa · Affordable market
ZIP 51401's composite property-distress score is 17/100 - DLRadar classes that as low for Carroll County, Iowa. Leading the profile are construction/permit lag (72/100), structural risk (37/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural risk reads 37/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (61/100)).
The market reads peak — home values rose 2.7% year on year, and 13% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The poverty rate is 9.1%. The demographic-stress sub-score lands at 27/100. Around 26% of adults hold a bachelor's degree or higher. The typical home is worth about $195,700 (3.0× income, relatively affordable). Households earn a median $64,458 — below the roughly $78,000 national figure. About 12,113 people live here, median age 43. The tenure split is 69% owner-occupied to 31% rented. Vacancy runs 6.6%. Around 33% of renters are cost-burdened. The ZIP holds roughly 5,670 housing units.
Overall, 51401 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 51401 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 51401's 17/100 can be lined up against any neighbor in Carroll County, Iowa or any ZIP coast to coast. 51401 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
51401's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 51401 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 51401
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 51401 distress snapshot
Current distress, phase, housing and lender-pressure figures for 51401, drawn from the same report attached to each property.
Other Carroll County ZIP codes
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Open the complete 51401 acquisition file
The full 51401 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology