ZIP 51463 Property Distress & Foreclosure Data

DLRadar grades ZIP 51463 (Carroll County, Iowa) at a low 16/100 for overall property distress. Property-level stress concentrates in construction/permit lag (61/100), structural risk (34/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). On the structural side it scores 34/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (61/100)).

The peak-phase market in 51463 posted values that rose 4.0% over the year (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 50% of renters are cost-burdened. The demographic-stress sub-score lands at 26/100. The poverty rate is 5.7% — low. The vacancy rate is 5.7%. At $70,000, median income runs near typical U.S. levels. 92% of housing is owner-occupied. Around 11% of adults hold a bachelor's degree or higher. The typical home is worth about $171,400 (2.4× income, relatively affordable). Population is roughly 385 with a median age of 59. The ZIP holds roughly 209 housing units.

On balance 51463 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

16/100
Composite stress
34/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 51463

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk61
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Carroll County

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