ZIP 51455 Foreclosure, Tax-Lien & Distress Report

Carroll County, Iowa's ZIP 51455 registers 16/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: construction/permit lag (62/100), structural risk (35/100), institutional ownership (12/100). On the quiet end sit institutional ownership (12/100) and mortgage stress (6/100). Structurally it carries 35/100, against 2/100 of stress already in motion.

The market reads peak — home values rose 2.6% year on year, and 56% higher over three years (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 5.8%. The poverty rate is 4.3% — low. 83% of housing is owner-occupied. Educational attainment sits at 25% bachelor's-or-above. About 2,303 people live here, median age 44. Rent burden reaches 34% of tenant households. There are about 1,111 housing units across 51455. At $75,455, median income runs near typical U.S. levels. The typical home is worth about $132,200 (1.7× income, relatively affordable). DLRadar's demographic-stress index for the area reads 21/100.

Net-net, 51455 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 51455 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 51455 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 51455, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 16/100 figure for 51455 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 51455 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.