ZIP 51443 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 51443 (Carroll County, Iowa) returns a low composite of 17/100. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). The split runs 37/100 structural to 1/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (72/100), structural risk (37/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 24% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $78,472, median income runs near typical U.S. levels. On demographic stress specifically, 51443 scores 21/100. The ZIP holds roughly 710 housing units. Rent burden reaches 8% of tenant households. About 25% have a four-year degree. About 1,623 people live here, median age 44. The poverty rate is 10.4%. Owners hold 84% of homes, renters 16%. A median home runs $191,000 here, or 2.3 times local income. The vacancy rate is 12.0% — elevated.

On balance, 51443 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 51443 at the moment; the composite and its components are still built from verifiable public records.

The 51443 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 51443 stays directly comparable to neighboring ZIPs and the rest of Carroll County, Iowa. Nothing here is interpolated — where a source is thin for 51443, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

51443's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 51443 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.