ZIP 50313 Foreclosure, Tax-Lien & Distress Report
Polk County, Iowa · Affordable market
Composite property distress in 50313 (Polk County, Iowa) lands at 33/100 — moderate on DLRadar's public-record scoring. The latent-versus-live split is 75/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (86/100). Leading the profile are structural risk (75/100), construction/permit lag (70/100), institutional ownership (56/100). By contrast, mortgage stress (17/100) register low.
Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 21% higher over three years (phase confidence 15/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Home values center near $175,100, an affordability ratio of 2.5× — accessible. Around 42% of renters are cost-burdened. 18,280 residents call 50313 home, typically aged 38. Around 16% of adults hold a bachelor's degree or higher. Owners hold 74% of homes, renters 26%. At $64,077, median income runs below typical U.S. levels. The ZIP holds roughly 7,417 housing units. Roughly 13.2% live below the poverty line. Vacancy runs 7.2%. DLRadar's demographic-stress index for the area reads 29/100.
Net-net, 50313 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 50313 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 50313's 33/100 can be lined up against any neighbor in Polk County, Iowa or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 50313, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 33/100 for 50313 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 50313 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 50313’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 50313 by the numbers
The live 50313 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Polk County
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The complete 50313 distress and acquisition report
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Deterministic scoring, sourced entirely from public data · methodology