ZIP 50313 Property Distress & Foreclosure Data

ZIP code 50313 in Polk County, Iowa carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 55/100 against active distress of 5/100. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (86/100). What sets it apart are the readings on structural risk (55/100), institutional ownership (46/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) register low.

The market reads peak — home values rose 2.5% year on year, and 21% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $175,100 (2.5× income, relatively affordable). Rent burden reaches 42% of tenant households. About 18,280 people live here, median age 38. Around 16% of adults hold a bachelor's degree or higher. 74% of housing is owner-occupied. At $64,077, median income runs below typical U.S. levels. There are about 7,417 housing units across 50313. The poverty rate is 13.2%. Vacancy runs 7.2%. The demographic-stress sub-score lands at 29/100.

Net-net, 50313 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.