ZIP 50105 Property Distress & Foreclosure Data

Story County, Iowa's ZIP 50105 registers 25/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (56/100), institutional ownership (43/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (73/100), flood (NFIP) exposure (69/100). The latent-versus-live split is 56/100 structural and 5/100 already moving.

Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 11% higher over three years (phase confidence 49/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $122,813 — above the roughly $78,000 national figure. Around 17% of renters are cost-burdened. The ZIP holds roughly 591 housing units. About 47% have a four-year degree. The tenure split is 87% owner-occupied to 13% rented. A median home runs $275,400 here, or 2.2 times local income. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 50105 scores 17/100. The vacancy rate is 0.0%. 1,384 residents call 50105 home, typically aged 43.

Overall, 50105 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.