ZIP 50075 Property Distress & Foreclosure Data

ZIP code 50075 in Hamilton County, Iowa carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 51/100 structural and 6/100 already moving. What sets it apart are the readings on construction/permit lag (88/100), structural risk (51/100), institutional ownership (49/100). mortgage stress (19/100) stay muted.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, and 4% higher over three years (phase confidence 28/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 69% owner-occupied to 31% rented. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 50075 scores 22/100. Around 17% of renters are cost-burdened. The ZIP holds roughly 313 housing units. About 21% have a four-year degree. Households earn a median $69,306 — near the roughly $78,000 national figure. 805 residents call 50075 home, typically aged 37. The vacancy rate is 9.5%. A median home runs $163,300 here, or 2.0 times local income.

Overall, 50075 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.