Hamilton County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hamilton County, Iowa? DLRadar grades every Hamilton County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Hamilton County breakdown.
- Hamilton County's most distressed ZIP is 50075 at 24/100.
- 15 ZIP codes tracked in Hamilton County, averaging 21/100 distress.
- Hamilton County reads peak — home values up 2.5% year over year.
- Vacancy runs 12.4% across Hamilton County's tracked ZIPs, with a 7.5% poverty rate.
- The typical Hamilton County home is worth about $152,567 against a ~$74,029 median income.
- Lending headwind in Hamilton County sits at 48/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 50075 | 24/100 |
| 2 | 50130 | 24/100 |
| 3 | 50132 | 24/100 |
| 4 | 50231 | 24/100 |
| 5 | 50246 | 24/100 |
| 6 | 50248 | 24/100 |
| 7 | 50271 | 24/100 |
| 8 | 50595 | 24/100 |
| 9 | 50034 | 23/100 |
| 10 | 50249 | 21/100 |
| 11 | 50230 | 20/100 |
| 12 | 50599 | 19/100 |
Most distressed ZIP codes in Hamilton County (composite distress 0-100, 2026)
What is driving Hamilton County distress
Hamilton County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 21/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Hamilton County market phase and pricing
DLRadar places Hamilton County in peak; prices moved up 2.5% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Hamilton County
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Common questions
What is the hardest-hit ZIP in Hamilton County?
ZIP 50075 leads Hamilton County at 24/100, recomputed monthly from public records.
Where is Hamilton County in the housing cycle?
The market phase for Hamilton County is peak, prices rising 2.5% on the year — derived from the FHFA House Price Index path.
How is the Hamilton County data sourced?
Hamilton County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 15 ZIPs are comparable to anywhere else.
How much do distress scores vary between Hamilton County ZIP codes?
A county average hides the spread. Across the Hamilton County ZIPs DLRadar ranks, scores run from 24/100 in 50075 down to 19/100 in 50599, against a Hamilton County average of 21/100. Because the gap runs to 5 points, Hamilton County rewards ZIP-level precision.
What do Hamilton County home values and vacancy say about distressed supply?
The typical Hamilton County home carries about $152,567 of value against a median household income near $74,029. Vacancy across Hamilton County's tracked ZIPs runs 12.4% and the poverty rate is 7.5%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Hamilton County's foreclosure and lien data and its 48/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.