Hamilton County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hamilton County, IA distress report, 2026: 15 ZIPs scored in Hamilton, IA, Hamilton, IA average 21/100; the top Hamilton, IA ZIP is 50075 at 23/100; Hamilton, IA market phase peak, Hamilton, IA prices +2.5% year over year.
- Hamilton, IA ranks #289 nationally (opportunity index); Hamilton, IA #3 in Iowa; Hamilton, IA index 34.8.
- Hamilton, IA: no CFPB county sample; Hamilton, IA non-metro area reading 0.7%.
- Hamilton, IA ZIP phases: 13 peak, 2 neutral.
- Hamilton, IA residential listings tracked: 1 across 9 ZIPs; Hamilton, IA candidate listings 1.
- Hamilton, IA HUD assisted properties: 1 with 5 units.
- Hamilton, IA lenders on watch: 5; largest Hamilton, IA footprint First State Bank (3 branches).
- Hamilton, IA most distressed ZIP: 50075 at 23/100.
Hamilton, IA figures: DLRadar distress index; Hamilton, IA inputs: CFPB, FHFA, HUD, FDIC; Hamilton, IA rebuilt as sources refresh.
| Rank | Hamilton, IA ZIP | Score |
|---|---|---|
| 1 | 50075 | 23/100 |
| 2 | 50130 | 23/100 |
| 3 | 50132 | 23/100 |
| 4 | 50231 | 23/100 |
| 5 | 50246 | 23/100 |
| 6 | 50248 | 23/100 |
| 7 | 50271 | 23/100 |
| 8 | 50595 | 23/100 |
| 9 | 50034 | 21/100 |
| 10 | 50230 | 20/100 |
| 11 | 50249 | 20/100 |
| 12 | 50599 | 19/100 |
Most distressed Hamilton, IA ZIPs (0-100, 2026)
Mortgage delinquency around Hamilton, IA
No CFPB county sample covers Hamilton, IA; the non-metro area reading for Hamilton, IA: 0.7% ninety-plus; Hamilton, IA area thirty-to-eighty-nine 2.1% (December 2025, Hamilton, IA); Iowa overall 0.9%.
Opportunity index: Hamilton, IA
Hamilton, IA index 34.8, Hamilton, IA phase peak_opportunity; Hamilton, IA primary driver construction, Hamilton, IA second driver bank institutional. Hamilton, IA components: property stress 28.2, foreclosure pressure 30.6, listing discounts 28.8, bank stress 58.9, insurance 0.0; Hamilton, IA pulse 41.0; Hamilton, IA capital opportunity 25.4; Hamilton, IA seven-day change +0.4%.
ZIP market phases inside Hamilton, IA
15 Hamilton, IA ZIPs carry a price-cycle phase; Hamilton, IA ZIPs by phase (Hamilton, IA), deepest drawdown first: peak, +2.5% YoY (Hamilton, IA): 50006, 50034, 50075, 50130, Hamilton, IA 50132, 50230, 50231, 50246, Hamilton, IA 50271, 50595, 50599; neutral, +4.6% YoY (Hamilton, IA): 50036; neutral, +3.8% YoY (Hamilton, IA): 50248; peak, +2.7% YoY (Hamilton, IA): 50249, 50532.
Residential listings by Hamilton, IA ZIP
Hamilton, IA ZIPs with the most tracked Hamilton, IA residential listings: 50595 1 listings, 1 candidates, bank pressure 57; 50034 0 listings, 0 candidates, bank pressure 58; 50075 0 listings, 0 candidates, bank pressure 61; 50130 0 listings, 0 candidates, bank pressure 61 (Hamilton, IA); 50132 0 listings, 0 candidates, bank pressure 61; 50231 0 listings, 0 candidates, bank pressure 61; 50246 0 listings, 0 candidates, bank pressure 61; 50249 0 listings, 0 candidates, bank pressure 60. Hamilton, IA totals: 1 listings; Hamilton, IA candidates 1; active ZIPs 1.
HUD assisted housing in Hamilton, IA
1 assisted properties with 5 units sit in Hamilton, IA; largest Hamilton, IA properties: Elm Street Home (Webster City) 5 units, 5 assisted.
Lenders with branches in Hamilton, IA
Hamilton, IA lenders by branch count: First State Bank (Hamilton, IA): stress 57, 3 branches low in Hamilton, IA; Availa Bank (Hamilton, IA): stress 75, 2 branches low in Hamilton, IA; Wcf Financial Bank (Hamilton, IA): stress 96, 1 branch low in Hamilton, IA; Iowa Falls State Bank (Hamilton, IA): stress 49, 1 branch low in Hamilton, IA; Security Savings Bank (Hamilton, IA): stress 30, 1 branch low in Hamilton, IA.
Vacancy and permits, Hamilton, IA
606 of 7,040 Hamilton, IA housing units are vacant; Hamilton, IA permits, twelve months: 5 multifamily units in Hamilton, IA, 6 one-to-four unit units.
Work Hamilton, IA at the parcel level
Every Hamilton, IA parcel carries owner and address; every Hamilton, IA parcel carries APN; Hamilton, IA distress scores sit on the Hamilton, IA live board.
Hamilton, IA figures refresh with each source.
Hamilton, IA questions
Most distressed ZIP code in Hamilton County, IA?
ZIP 50075 leads Hamilton, IA at 23/100; next in Hamilton, IA: 50130 at 23/100; the Hamilton, IA average is 21/100.
Where does Hamilton County, IA rank for investment opportunity?
Hamilton, IA is #289 among all ranked counties, #3 in Iowa; the Hamilton, IA driver is construction; Hamilton, IA moved down 96 places.
How many mortgages are delinquent in Hamilton County, IA?
Hamilton, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Hamilton, IA.
Which banks lend in Hamilton County, IA?
5 watched lenders hold Hamilton, IA branches; the largest Hamilton, IA footprints are First State Bank (3), Availa Bank (2), Wcf Financial Bank (1).
More on Hamilton, IA
Hamilton County, IA distress report: public-record figures for Hamilton, IA; not legal advice for Hamilton, IA; not tax or investment advice; verify every Hamilton, IA record before acting.