ZIP 50449 Foreclosure, Tax-Lien & Distress Report

ZIP code 50449 in Hancock County, Iowa carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. The pressure is most legible in construction/permit lag (100/100), structural risk (46/100), institutional ownership (24/100). institutional ownership (24/100) and mortgage stress (11/100) stay muted. On the structural side it scores 46/100, with 3/100 of stress already active.

Prices here sit in a peak phase: values rose 2.5% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $94,800, an affordability ratio of 1.5× — accessible. Households earn a median $66,538 — below the roughly $78,000 national figure. The tenure split is 81% owner-occupied to 19% rented. Vacancy runs 5.0%. Population is roughly 816 with a median age of 38. Rent burden reaches 19% of tenant households. The poverty rate is 6.4% — low. About 6% have a four-year degree. The ZIP holds roughly 337 housing units. On demographic stress specifically, 50449 scores 21/100.

Net-net, 50449 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 50449 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50449 can be compared directly against any other ZIP in Hancock County, Iowa or nationwide. 50449 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 figure for 50449 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 50449 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.