ZIP 50482 Foreclosure, Tax-Lien & Distress Report

ZIP 50482's composite property-distress score is 21/100 - DLRadar classes that as low for Cerro Gordo County, Iowa. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (46/100), institutional ownership (8/100). On the quiet end sit institutional ownership (8/100) and mortgage stress (6/100). It additionally carries heavy environmental risk: climate & FEMA risk (62/100). The split runs 46/100 structural to 2/100 active on the ground.

The market reads peak — home values rose 2.7% year on year, and 2% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $82,292, near the U.S. median near $78,000. The poverty rate is 6.0% — low. Rent burden reaches 16% of tenant households. About 32% have a four-year degree. Home values center near $238,000, an affordability ratio of 2.7× — accessible. The tenure split is 83% owner-occupied to 17% rented. Vacancy runs 29.5%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 417 housing units. The demographic-stress sub-score lands at 23/100. 701 residents call 50482 home, typically aged 48.

Net-net, 50482 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 50482 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 50482 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50482 can be compared directly against any other ZIP in Cerro Gordo County, Iowa or nationwide. The score is rebuilt from public data as it updates, so 50482 reflects the current record instead of a stale or modeled snapshot.

Behind 50482's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 50482 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.