ZIP 50482 Property Distress & Foreclosure Data

DLRadar grades ZIP 50482 (Cerro Gordo County, Iowa) at a minimal 11/100 for overall property distress. Property-level stress concentrates in structural risk (21/100), institutional ownership (8/100), mortgage stress (6/100). On the quiet end sit institutional ownership (8/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (62/100)). The latent-versus-live split is 21/100 structural and 2/100 already moving.

The peak-phase market in 50482 posted values that rose 4.3% over the year, and 2% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $82,292, near the U.S. median near $78,000. 6.0% of residents fall below the poverty threshold. Around 16% of renters are cost-burdened. Educational attainment sits at 32% bachelor's-or-above. Home values center near $238,000, an affordability ratio of 2.7× — accessible. Owners hold 83% of homes, renters 17%. The vacancy rate is 29.5% — elevated. The ZIP holds roughly 417 housing units. DLRadar's demographic-stress index for the area reads 23/100. Population is roughly 701 with a median age of 48.

On the whole, 50482 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.