ZIP 50477 Foreclosure, Tax-Lien & Distress Report
Cerro Gordo County, Iowa · High Poverty market
In Cerro Gordo County, Iowa, ZIP 50477 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Property-level stress concentrates in construction/permit lag (100/100), structural risk (47/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Climate and flood risk are elevated too — climate & FEMA risk (70/100). Structural risk reads 47/100 against active distress of 1/100.
Prices here sit in a peak phase: values rose 2.7% over the trailing year (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $51,161 — below the roughly $78,000 national figure. The ZIP holds roughly 121 housing units. Around 13% of adults hold a bachelor's degree or higher. The typical home is worth about $83,000 (1.5× income, relatively affordable). 32.0% of residents fall below the poverty threshold. Owners hold 60% of homes, renters 40%. Rent burden reaches 0% of tenant households. The vacancy rate is 9.0%. On demographic stress specifically, 50477 scores 25/100. 219 residents call 50477 home, typically aged 38.
Net-net, 50477 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 50477 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 50477's 21/100 can be lined up against any neighbor in Cerro Gordo County, Iowa or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 50477 shows blanks, not estimates, wherever the record is sparse.
The 21/100 for 50477 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 50477 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 50477’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 50477 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 50477, the same set carried on every parcel.
Adjacent Cerro Gordo County ZIP reports
More distress data near 50477
Keep going: ZIP, county and state distress coverage for Cerro Gordo County, Iowa.
Unlock the full ZIP 50477 acquisition report
Get every distressed property in 50477 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology