ZIP 50477 Property Distress & Foreclosure Data

In Cerro Gordo County, Iowa, ZIP 50477 scores 11 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are structural risk (22/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (70/100). On the structural side it scores 22/100, with 1/100 of stress already active.

Prices here sit in a peak phase: values rose 4.0% over the trailing year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $51,161 — below the roughly $78,000 national figure. The ZIP holds roughly 121 housing units. About 13% have a four-year degree. A median home runs $83,000 here, or 1.5 times local income. Roughly 32.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 60% owner-occupied to 40% rented. Around 0% of renters are cost-burdened. The vacancy rate is 9.0%. On demographic stress specifically, 50477 scores 25/100. 219 residents call 50477 home, typically aged 38.

Taken together, 50477 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.