Cerro Gordo County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cerro Gordo County, Iowa? DLRadar grades every Cerro Gordo County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Cerro Gordo County breakdown.
- Cerro Gordo County's most distressed ZIP is 50458 at 24/100.
- 17 ZIP codes tracked in Cerro Gordo County, averaging 20/100 distress.
- Cerro Gordo County reads peak — home values up 2.7% year over year.
- Vacancy runs 13.7% across Cerro Gordo County's tracked ZIPs, with a 10.8% poverty rate.
- The typical Cerro Gordo County home is worth about $154,425 against a ~$68,024 median income.
- Lending headwind in Cerro Gordo County sits at 65/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 50458 | 24/100 |
| 2 | 50433 | 22/100 |
| 3 | 50468 | 22/100 |
| 4 | 50401 | 21/100 |
| 5 | 50428 | 21/100 |
| 6 | 50457 | 21/100 |
| 7 | 50467 | 21/100 |
| 8 | 50469 | 21/100 |
| 9 | 50477 | 21/100 |
| 10 | 50482 | 21/100 |
| 11 | 50434 | 20/100 |
| 12 | 50449 | 20/100 |
Most distressed ZIP codes in Cerro Gordo County (composite distress 0-100, 2026)
What is driving Cerro Gordo County distress
Cerro Gordo County's placement in the national index rests on public filings — a 20/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Cerro Gordo County market phase and pricing
The cycle in Cerro Gordo County is peak, with values up 2.7% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Questions and answers
What is the most distressed ZIP code in Cerro Gordo County, IA?
ZIP 50458 leads Cerro Gordo County at 24/100, recomputed monthly from public records.
How would you describe the Cerro Gordo County market phase?
Cerro Gordo County is classified peak with a 2.7% year-over-year increase, following the FHFA House Price Index.
Which datasets feed the Cerro Gordo County scores?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 17 Cerro Gordo County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Cerro Gordo County ZIP codes?
Averaging the county conceals how uneven it is. Across the Cerro Gordo County ZIPs DLRadar ranks, scores run from 24/100 in 50458 down to 20/100 in 50449, against a Cerro Gordo County average of 20/100. A spread of 4 points means Cerro Gordo County has to be worked ZIP by ZIP.
What do Cerro Gordo County home values and vacancy say about distressed supply?
The typical Cerro Gordo County home carries about $154,425 of value against a median household income near $68,024. Vacancy across Cerro Gordo County's tracked ZIPs runs 13.7% and the poverty rate is 10.8%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Cerro Gordo County's foreclosure and lien filings and its 65/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.