Cerro Gordo County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cerro Gordo County, IA distress report, 2026: 17 ZIPs scored in Cerro Gordo, IA, Cerro Gordo, IA average 20/100; the top Cerro Gordo, IA ZIP is 50433 at 22/100; Cerro Gordo, IA market phase peak, Cerro Gordo, IA prices +2.7% year over year.
- Cerro Gordo, IA ranks #1,329 nationally (opportunity index); Cerro Gordo, IA #13 in Iowa; Cerro Gordo, IA index 30.0.
- Cerro Gordo, IA: no CFPB county sample; Cerro Gordo, IA non-metro area reading 0.7%.
- Cerro Gordo, IA ZIP phases: 17 peak.
- Cerro Gordo, IA residential listings tracked: 15 across 9 ZIPs; Cerro Gordo, IA candidate listings 11.
- Cerro Gordo, IA HUD assisted properties: 7 with 347 units.
- Cerro Gordo, IA lenders on watch: 7; largest Cerro Gordo, IA footprint Farmers State Bank (4 branches).
- Cerro Gordo, IA most distressed ZIP: 50433 at 22/100.
Cerro Gordo, IA figures: DLRadar distress index; Cerro Gordo, IA inputs: CFPB, FHFA, HUD, FDIC; Cerro Gordo, IA rebuilt as sources refresh.
| Rank | Cerro Gordo, IA ZIP | Score |
|---|---|---|
| 1 | 50433 | 22/100 |
| 2 | 50458 | 22/100 |
| 3 | 50401 | 21/100 |
| 4 | 50428 | 21/100 |
| 5 | 50457 | 21/100 |
| 6 | 50467 | 21/100 |
| 7 | 50468 | 21/100 |
| 8 | 50469 | 21/100 |
| 9 | 50477 | 21/100 |
| 10 | 50482 | 21/100 |
| 11 | 50449 | 20/100 |
| 12 | 50464 | 20/100 |
Most distressed Cerro Gordo, IA ZIPs (0-100, 2026)
Mortgage delinquency around Cerro Gordo, IA
No CFPB county sample covers Cerro Gordo, IA; the non-metro area reading for Cerro Gordo, IA: 0.7% ninety-plus; Cerro Gordo, IA area thirty-to-eighty-nine 2.1% (December 2025, Cerro Gordo, IA); Iowa overall 0.9%.
Opportunity index: Cerro Gordo, IA
Cerro Gordo, IA index 30.0, Cerro Gordo, IA phase early_signal; Cerro Gordo, IA primary driver construction, Cerro Gordo, IA second driver vacancy. Cerro Gordo, IA components: property stress 12.1, foreclosure pressure 12.4, listing discounts 30.2, bank stress 60.9, insurance 0.0; Cerro Gordo, IA pulse 35.1; Cerro Gordo, IA capital opportunity 22.3.
ZIP market phases inside Cerro Gordo, IA
17 Cerro Gordo, IA ZIPs carry a price-cycle phase; Cerro Gordo, IA ZIPs by phase (Cerro Gordo, IA), deepest drawdown first: peak, +2.7% YoY (Cerro Gordo, IA): 50401, 50428, 50434, 50444, Cerro Gordo, IA 50456, 50464, 50467, 50469, Cerro Gordo, IA 50477, 50479; peak, +2.6% YoY (Cerro Gordo, IA): 50433, 50458; peak, +2.5% YoY (Cerro Gordo, IA): 50449, 50457, 50468, 50475.
Residential listings by Cerro Gordo, IA ZIP
Cerro Gordo, IA ZIPs with the most tracked Cerro Gordo, IA residential listings: 50401 12 listings, 10 candidates, bank pressure 66; 50428 1 listings, 0 candidates, bank pressure 66; 50479 1 listings, 1 candidates, bank pressure 64; 50482 1 listings, 0 candidates, bank pressure 63 (Cerro Gordo, IA); 50433 0 listings, 0 candidates, bank pressure 62; 50464 0 listings, 0 candidates, bank pressure 66; 50467 0 listings, 0 candidates, bank pressure 66; 50469 0 listings, 0 candidates, bank pressure 66. Cerro Gordo, IA totals: 15 listings; Cerro Gordo, IA candidates 11; active ZIPs 2.
HUD assisted housing in Cerro Gordo, IA
7 assisted properties with 347 units sit in Cerro Gordo, IA; largest Cerro Gordo, IA properties: Autumn Park Apartments ~ Mason City (Mason City) 64 units, 64 assisted; Grant Village (Mason City) 64 units, 64 assisted; Lakeland Park Apartments (Clear Lake) 56 units, 56 assisted in Cerro Gordo, IA; Village Cooperative Of Mason City (Mason City) 50 units; Shalom Tower Ii (Mason City) 48 units, 48 assisted; Pilgrim Place (Mason City) 34 units, 34 assisted.
Lenders with branches in Cerro Gordo, IA
Cerro Gordo, IA lenders by branch count: Farmers State Bank (Cerro Gordo, IA): stress 70, 4 branches low in Cerro Gordo, IA; Clear Lake Bank&Trust Co (Cerro Gordo, IA): stress 57, 4 branches low in Cerro Gordo, IA; Nsb Bank (Cerro Gordo, IA): stress 78, 2 branches low in Cerro Gordo, IA; First Citizens Bank (Cerro Gordo, IA): stress 44, 2 branches low in Cerro Gordo, IA; First Security Bank&Trust Co (Cerro Gordo, IA): stress 78, 1 branch low in Cerro Gordo, IA; Bank Iowa (Cerro Gordo, IA): stress 69, 1 branch low in Cerro Gordo, IA; Manufacturers Bank&Trust Co (Cerro Gordo, IA): stress 61, 1 branch low in Cerro Gordo, IA.
Vacancy and permits, Cerro Gordo, IA
3,248 of 22,786 Cerro Gordo, IA housing units are vacant; Cerro Gordo, IA permits, twelve months: 0 multifamily units in Cerro Gordo, IA, 31 one-to-four unit units.
Work Cerro Gordo, IA at the parcel level
Every Cerro Gordo, IA parcel carries owner and address; every Cerro Gordo, IA parcel carries APN; Cerro Gordo, IA distress scores sit on the Cerro Gordo, IA live board.
Cerro Gordo, IA figures refresh with each source.
Cerro Gordo, IA questions
Most distressed ZIP code in Cerro Gordo County, IA?
ZIP 50433 leads Cerro Gordo, IA at 22/100; next in Cerro Gordo, IA: 50458 at 22/100; the Cerro Gordo, IA average is 20/100.
Where does Cerro Gordo County, IA rank for investment opportunity?
Cerro Gordo, IA is #1,329 among all ranked counties, #13 in Iowa; the Cerro Gordo, IA driver is construction; Cerro Gordo, IA moved down 247 places.
How many mortgages are delinquent in Cerro Gordo County, IA?
Cerro Gordo, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Cerro Gordo, IA.
Which banks lend in Cerro Gordo County, IA?
7 watched lenders hold Cerro Gordo, IA branches; the largest Cerro Gordo, IA footprints are Farmers State Bank (4), Clear Lake Bank&Trust Co (4), Nsb Bank (2).
More on Cerro Gordo, IA
Cerro Gordo County, IA distress report: public-record figures for Cerro Gordo, IA; not legal advice for Cerro Gordo, IA; not tax or investment advice; verify every Cerro Gordo, IA record before acting.