ZIP 50427 Foreclosure, Tax-Lien & Distress Report

In Franklin County, Iowa, ZIP 50427 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (67/100), structural risk (35/100), institutional ownership (27/100). By contrast, institutional ownership (27/100) and mortgage stress (12/100) register low. Structural risk reads 35/100 against active distress of 4/100.

The market reads peak — home values rose 2.5% year on year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 100% owner-occupied to 0% rented. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Median household income is $70,377, near the U.S. median near $78,000. Vacancy runs 0.0%. Around 48% of adults hold a bachelor's degree or higher. There are about 84 housing units across 50427. The demographic-stress sub-score lands at 10/100. 146 residents call 50427 home, typically aged 40. The typical home is worth about $94,000 (1.2× income, relatively affordable).

Net-net, 50427 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 50427 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 50427 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 50427 stays directly comparable to neighboring ZIPs and the rest of Franklin County, Iowa. Nothing here is interpolated — where a source is thin for 50427, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 16/100 figure for 50427 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 50427 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.